Institutional Advisory
Our Solutions Designed to Meet Institutional Requirements
Commercial Banks and Financial Institutions
Islamic Finance Product Development: Assistance in setting up Shariah-compliant banking products like Murabaha (cost-plus financing), Ijara (leasing), Salam (advance purchase), and Tawaruq (monetization).
Training and Capacity Building: Provide training for staff on Islamic banking principles, Shariah compliance, and product management.
Systems Integration and API Solutions: Integration of Islamic finance digital solutions for real-time transactions, including trade certificates, account management, and online banking services.
Shariah Compliance Audits: Conduct regular audits to ensure the bank's products and practices are in line with Shariah standards.
Consultation for Establishing Islamic Banking Windows: Guide conventional banks in setting up Islamic banking units within their operations.
Central Banks and Regulatory Bodies
- Policy and Regulatory Framework Development: Advise on the creation of legal and regulatory frameworks to facilitate Islamic finance activities, including Sukuk issuance, Takaful (Islamic insurance), and banking regulations.
- Shariah Governance Framework Design: Help establish Shariah governance structures for financial institutions under central bank supervision.
- Capacity Building Programs: Provide specialized training for central bank staff on Islamic finance regulations, monitoring, and supervision.
- Islamic Monetary Policy Instruments Development: Assist in developing Shariah-compliant liquidity management tools for the financial sector.
Insurance Companies
- Takaful (Islamic Insurance) Solutions: Help conventional insurers set up Shariah-compliant Takaful offerings.
- Product Structuring and Shariah Compliance: Advise on developing Takaful products such as general Takaful, family Takaful, and health Takaful in line with Islamic principles.
- Training on Takaful Operations: Provide training for employees on the principles, operations, and regulations of Takaful.
Investment Firms and Asset Managers
- Shariah-Compliant Investment Products: Develop Islamic investment products such as equity funds, real estate investment trusts (REITs), and Sukuk funds.
- Shariah Screening Services: Screen investment portfolios to ensure compliance with Islamic finance principles.
- Shariah Advisory and Consultation: Offer ongoing advisory services to ensure investment strategies align with Shariah requirements.
Universities and Educational Institutions
- Islamic Finance Education and Training: Provide courses, workshops, and seminars on Islamic finance, economics, and Shariah law.
- Curriculum Development: Assist in developing Islamic finance and banking courses for degree and diploma programs.
- Faculty Development Programs: Offer specialized training programs to enhance faculty expertise in Islamic finance.
Non-Governmental Organizations (NGOs) and Non-Profits
- Islamic Microfinance and Social Finance Programs: Advise on implementing Shariah-compliant microfinance and social finance initiatives.
- Zakat and Waqf Management: Support the establishment and management of Zakat funds and Waqf endowments for social development projects.
- Capacity Building for Islamic Philanthropy: Train NGO staff on managing Islamic philanthropic funds in accordance with Shariah principles.
Corporate and Business Enterprises
- Shariah-Compliant Corporate Financing: Offer solutions for companies seeking Islamic financing options, such as Murabaha or Ijara-based loans for capital expenditure.
- Islamic Treasury Management: Help businesses manage their cash flow and treasury operations in a Shariah-compliant manner.
- Employee Training Programs: Provide workshops and training on Islamic finance and ethical business practices.
- Zakat and Waqf Management: Support the establishment and management of Zakat funds and Waqf endowments for social development projects.
Microfinance Institutions
- Islamic Microfinance Product Design: Assist in developing Shariah-compliant financing products
- Systems Integration and API Solutions: Integration of Islamic finance digital solutions for real-time transactions, including trade certificates, account management, and online banking services.
- Training and Capacity Building: Equip staff with the knowledge and skills to offer Islamic microfinance products.
- Shariah Compliance Review: Conduct audits to ensure microfinance operations align with Islamic principles.